Lower Harbor Ore Dock in Marquette, Michigan — Zach Mayfield serves homebuyers across Michigan's Upper Peninsula.

Your Home Loan Journey Starts Here

Competitive rates, personalized guidance, and a streamlined process — from pre-approval to closing day. Proudly serving Michigan’s Upper Peninsula.

$2,000 Best Price Guarantee

The best combination of interest rate, fees, and mortgage insurance in Michigan’s Upper Peninsula — or we pay you $2,000. Valid on fixed-rate conventional conforming, FHA, and VA loans of $200,000+. Reach out for full terms and conditions.

Marquette’s Lower Harbor — I help buyers finance homes across the Upper Peninsula.

Meet Zach Mayfield

Zach Mayfield

Founder & Senior Loan Officer

NMLS #1698485

I’m a mortgage broker with Loan Factory (NMLS #320841) helping homebuyers across Michigan’s Upper Peninsula — Marquette, Houghton, Escanaba, Iron Mountain, Sault Ste. Marie, and everywhere in between.

First-time homebuyer programs are my specialty. I also work with FHA, VA, and USDA loans, conventional financing, DSCR investor loans, commercial and SBA loans, and reverse mortgages. Every borrower works directly with me — no call centers, no handoffs, no runaround.

Call or text: (906) 362-5533
Email: zach.mayfield@loanfactory.com

Why Marathon Mortgage?

01

Competitive Rates

I shop across a wide network of lenders to find the rate and terms that fit your financial goals.

02

Personal Service

Every borrower works directly with me — no call centers, no runaround.

03

Fast Closings

My streamlined process and local expertise mean fewer delays and a smoother path to your keys.

What My Clients Say

Locations I Serve

Licensed and ready to help homebuyers across these locations.

Michigan’s Upper Peninsula

From Marquette’s lakeshore neighborhoods to cabins near Houghton, Escanaba, Iron Mountain, and Sault Ste. Marie, the UP offers affordable homes, lakefront property, and room to breathe. I help buyers finance primary homes, cabins, and investment properties across the peninsula — including rural properties eligible for USDA zero-down loans.

Marquette, MI

From homes near Northern Michigan University to lakefront property along Lake Superior, I help Marquette buyers navigate FHA, VA, USDA, and conventional loans — with first-time homebuyer programs as my specialty. Much of the area around Marquette qualifies for USDA zero-down financing.

Ready to Get Started?

Whether you’re buying your first home, refinancing, or investing — I’m here to help every step of the way.