Michigan’s Upper Peninsula Mortgage Broker
Call (906) 362-5533Meet Zach Mayfield

Founder & Senior Loan Officer
NMLS #1698485
I’m Zach Mayfield (NMLS #1698485), a mortgage broker helping buyers across Michigan’s Upper Peninsula — Marquette, Houghton, Escanaba, Iron Mountain, Sault Ste. Marie, and the towns in between. Every qualifying loan is backed by Loan Factory’s $2,000 Best Price Guarantee: the best combination of rate, fees, and mortgage insurance in the UP, or we pay you $2,000.
The UP isn’t like other markets. Buyers here are financing cabins, lakefront cottages, rural acreage with wells and septic systems, and investment properties near the Keweenaw and the Soo. I specialize in the loan programs that fit this market: USDA zero-down loans for eligible rural areas, VA loans for veterans, FHA and conventional financing, DSCR loans for investors, and first-time homebuyer programs with down payment assistance.
Call or text (906) 362-5533 — you’ll work directly with me, start to finish.

Ready to Apply?
Start your mortgage application online. My secure portal walks you through each step, and I’ll be with you the entire way.
Start Your Application