DSCR Investor Loans
I help real estate investors across the Upper Peninsula finance rental properties with DSCR loans — which qualify based on the property's rental income, not your personal income. No tax returns, no pay stubs.
What is a DSCR loan?
A Debt Service Coverage Ratio loan qualifies you based on whether the property's rental income covers its mortgage payment — your personal income and employment aren't part of the decision.
Can I use a DSCR loan for a short-term rental near Marquette?
Yes — DSCR loans are popular for UP cabins and lakefront properties used as vacation rentals. Lenders will want to see realistic rent projections for the area.
How much down payment does a DSCR loan require?
Typically 20-25%, depending on the property and your credit. Rates run higher than conventional, so I'll show you the full math before you commit.
Have Any Questions?
Every situation is different, and the answers above are just a starting point. Call or text me and I’ll walk you through your options and tell you honestly where you stand. No pressure, no obligation.
Ready to Apply?
Start your mortgage application online. My secure portal walks you through each step, and I’ll be with you the entire way.
Start Your Application