Effective Date: July 3, 2026

Marathon Mortgage (“Marathon Mortgage,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use and share it, and the choices you have regarding your information when you visit our website or apply for a mortgage loan through our services.

Information We Collect

We may collect the following types of information:

• Personal identifiers such as your name, mailing address, email address, and phone number when you submit a contact form or apply for a loan.
• Financial information such as income, assets, employment history, credit history, and property details that you provide as part of a mortgage application.
• Usage data such as your IP address, browser type, device information, and pages visited, collected automatically through cookies and similar tracking technologies.

How We Use Your Information

We use the information we collect to:

• Process and evaluate mortgage loan applications and pre-approval requests.
• Communicate with you about your inquiry, application, or loan status.
• Verify your identity and comply with applicable lending, licensing, and anti-fraud laws.
• Improve our website, services, and customer experience.
• Send you marketing communications, where permitted, which you may opt out of at any time.

How We Share Your Information

We do not sell your personal information. We may share your information with mortgage lenders, investors, credit bureaus, title and escrow companies, appraisers, and other service providers as necessary to process your loan application. We may also disclose information when required by law, to protect our legal rights, or in connection with a business transfer such as a merger or acquisition.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to remember your preferences, understand how visitors use our site, and improve functionality. You can control cookies through your browser settings, though disabling cookies may affect your experience on our website.

Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Privacy Choices

You may opt out of marketing emails at any time by using the unsubscribe link included in those communications. Depending on your state of residence, including California, you may have additional rights to access, correct, or request deletion of your personal information. To exercise these rights, contact us using the information below.

Children’s Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites, and we encourage you to review their privacy policies before providing any personal information.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our website after changes are posted constitutes your acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy or how we handle your personal information, please contact us at zach.mayfield@loanfactory.com or (906) 362-5333.