SBA Loans
I help Upper Peninsula small business owners use SBA 7(a) and 504 loans to buy owner-occupied commercial real estate with as little as 10% down — a powerful option for Marquette and UP main-street businesses.
What's the difference between SBA 7(a) and SBA 504?
7(a) loans are flexible multi-purpose loans (real estate, working capital, equipment); 504 loans are specifically for major fixed assets like commercial real estate, with long fixed-rate terms. I'll help you pick the right one for your purchase.
How much down payment does an SBA loan require?
As little as 10% for qualifying owner-occupied commercial real estate — far less than conventional commercial loans.
How long does an SBA loan take to close?
Typically 45-90 days. Starting early and having your financials organized makes the biggest difference — I'll give you a checklist up front.
Have Any Questions?
Every situation is different, and the answers above are just a starting point. Call or text me and I’ll walk you through your options and tell you honestly where you stand. No pressure, no obligation.
Ready to Apply?
Start your mortgage application online. My secure portal walks you through each step, and I’ll be with you the entire way.
Start Your Application