Effective Date: July 3, 2026

These Terms of Service (“Terms”) govern your access to and use of the Marathon Mortgage website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

Use of the Website

You may use our website only for lawful purposes and in accordance with these Terms. You agree not to misuse the website, interfere with its normal operation, or attempt to gain unauthorized access to any systems or data connected to it.

No Guarantee of Loan Approval

Information provided on this website, including rate estimates, mortgage calculators, and general guidance, is for informational purposes only and does not constitute a loan offer, pre-approval, or commitment to lend. All loans are subject to credit approval, underwriting review, and applicable terms and conditions. Actual rates, payments, and terms may vary based on your individual circumstances.

Licensing Disclosure

Marathon Mortgage operates under NMLS #1698485, powered by Loan Factory, Inc., Company NMLS #320841. Equal Housing Lender. Licensing information can be verified through the NMLS Consumer Access website.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Marathon Mortgage or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.

Third-Party Links

Our website may contain links to third-party websites that are not owned or controlled by Marathon Mortgage. We are not responsible for the content, accuracy, or practices of any third-party websites, and inclusion of such links does not imply endorsement.

Disclaimer of Warranties

Our website and its content are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, Marathon Mortgage shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles, except where superseded by applicable federal law or the law of the state in which a loan transaction occurs.

Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our website after changes are posted constitutes your acceptance of the revised Terms.

Contact Us

If you have questions about these Terms, please contact us at zach.mayfield@loanfactory.com or (906) 362-5333.